TaxHub vs TurboTax vs H&R Block: Which Is Better for Self-Employed?

Last Updated on February 24, 2026 by allstealdeals

Filing taxes as a self-employed person is not simple. You have business income, deductions, possibly an S-Corp or LLC, and the constant fear of missing something the IRS cares about. The right tax service makes all the difference.

Three names come up most often: TaxHub, TurboTax, and H&R Block. They are not the same kind of product. Choosing the wrong one can cost you money — or cost you hours you do not have.

This guide breaks down each option clearly so you can pick the one that actually fits your situation.

What Kind of Tax Filer Are You?

Before comparing tools, you need to know what your return looks like. A freelancer with a single 1099 has different needs than an S-Corp owner with payroll, multiple states, and K-1 distributions.

TurboTax and H&R Block are built for do-it-yourself filers. You answer questions, the software guides you, and you submit. That works well for straightforward returns. But when things get complex, you either pay extra for professional review or navigate complicated forms on your own.

TaxHub works differently. It is a fully managed service. You upload your documents, a licensed CPA handles your entire return, and you approve it before anything gets filed. There is no software to learn. There are no forms to fill out yourself.

TaxHub: Full-Service CPA Filing Without the Retainer

TaxHub is designed specifically for complex returns. That means S-Corps, partnerships, multi-state income, international taxes, landlords, and self-employed professionals who do not want to spend their weekend doing taxes.

When you sign up, you start with a welcome call. Your dedicated CPA learns your situation and tells you exactly what documents to upload. After that, the CPA handles everything — deductions, schedules, filings. You review the return and approve it. Then it gets e-filed.

The pricing is à la carte, based on the forms involved. An S-Corp return (Form 1120S) runs $550. A bundle that includes both the business return and your personal 1040 starts at $775. You calculate your cost upfront on their website. No hidden fees. No monthly subscription.

One feature that stands out is the bank transaction deduction finder. TaxHub can connect to your accounts and identify deductions you might have missed. For self-employed people, that alone can pay for the service.

You also get year-round access to the same CPA — not a call center, not a chatbot. The same person who filed your return last year knows your business and can answer questions in March, July, or October.

TaxHub is the right fit if you run a business entity, have complicated income sources, or simply do not want to touch tax forms at all. See if TaxHub is right for your situation here.

TurboTax: The Best DIY Experience on the Market

TurboTax is the most recognized name in consumer tax software. Its interface is smooth and well-designed. The step-by-step Q&A format makes it easy for most people to get through their return without feeling lost.

For self-employed filers, TurboTax offers a Self-Employed plan with Schedule C support, expense tracking through the year, and solid import options from brokers, crypto platforms, and financial institutions. If you have investment income alongside your 1099 income, TurboTax handles that combination well.

Where it gets expensive is when you need real professional help. TurboTax Live Assisted runs $89 to $169 depending on complexity. If you want a CPA to fully prepare your return, TurboTax Live Full Service pushes past $200 and can go significantly higher for business returns. At that price point, you are in TaxHub territory but without the dedicated CPA relationship.

TurboTax is a good choice if your return is moderately complex and you are comfortable doing it yourself with occasional help on the side. It is not ideal for S-Corp owners or anyone who wants to hand off the entire process to a professional.

H&R Block: Solid Value for Simpler Returns

H&R Block competes on price and accessibility. Its Premium plan covers self-employment income and starts around $85, making it one of the more affordable options for Schedule C filers.

One advantage H&R Block has over TurboTax is the ability to file multiple states for free on some plans. For remote workers who lived or worked in two states last year, that matters.

H&R Block also has physical office locations across the US. If you want to sit across from a human being to go through your return, that is an option. Virtual appointments are available too.

The trade-off is depth. H&R Block works well for straightforward self-employment income, but it does not match TaxHub’s capability for business entities. If you have an S-Corp or partnership, you will likely need to add paid professional services, which narrows the price gap considerably.

H&R Block is worth considering if your self-employment situation is relatively clean and you want to save money on software costs.

Side-by-Side Comparison

Who Should Use TaxHub?

TaxHub makes the most sense if you own an S-Corp, partnership, or multi-member LLC. It also fits freelancers and consultants whose returns include multiple income streams, rental properties, or international income.

If you have ever spent an entire weekend doing your taxes — and still were not sure you got it right — TaxHub removes that problem entirely. You hand off documents to a real CPA, and the CPA does the work.

The pricing is transparent and often competitive with what traditional accountants charge. And unlike a local CPA firm, there is no retainer and no waiting weeks for a callback. Start with TaxHub and calculate your filing cost upfront.

Who Should Use TurboTax?

TurboTax is the right call if you like doing your own taxes and your return involves investment income, crypto, or a mix of W-2 and 1099. The import tools are excellent. The interface makes a complicated process feel manageable.

It is also good if you want occasional expert backup — someone to answer a question without fully outsourcing the filing. TurboTax Live Assisted covers that middle ground well.

Who Should Use H&R Block?

H&R Block is a smart pick if your self-employment income is straightforward and budget is your main concern. It is also worth considering if you live in multiple states or want the option to walk into an office.

For Schedule C filers with clean books and no business entity, H&R Block offers reliable quality at a lower price point than TurboTax.

The Bottom Line

These three services target very different users. TurboTax and H&R Block are software products. They are built for people who want to file their own taxes with digital help. TaxHub is a service. It is built for people who want a real CPA to handle their taxes — especially when the return is complicated.

For self-employed people with business entities, multiple income types, or just a strong preference for getting it done right without doing it themselves, TaxHub offers something the others do not: a dedicated professional who knows your file, handles your return, and stays available all year.

If that sounds like what you need, visit TaxHub to see your exact filing cost and get started.

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